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Property Investment Returns: Is ₹50 Lakh to ₹80 Lakh in 5 Years Really Profitable?

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Written by Raghav Goel, MBA (Marketing & Finance), Financial Planner, Founder - WealthCare Vest Introduction: Your Property Value Has Increased, But Have You Actually Created Wealth? For many Indian families, buying a house or a plot is one of the biggest financial decisions of their lives. Some people purchase a flat for rental income, others buy land for future appreciation, and many invest in a second property because they believe real estate is one of the safest ways to build wealth. There is a common conversation that happens in almost every family. Someone says, "I purchased this property for ₹50 lakh five years ago. Today, its value is ₹80 lakh!" Everyone immediately calculates the difference. ₹80 lakh minus ₹50 lakh = ₹30 lakh profit. It sounds like a successful investment. But there is one important question that most property owners forget to ask: What is the actual annual return on this investment after considering all the costs? An increase in property value d...

Gold Mutual Fund Alternatives for Dhanteras 2026: Gold ETFs, Physical Gold and More

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Written by Raghav Goel, MBA (Marketing & Finance), Financial Planner, Founder - WealthCare Vest Dhanteras is a time when many Indian families consider buying gold. In 2026, however, investors looking to invest through a Gold Mutual Fund may find that some schemes are not accepting fresh investments. Several fund houses temporarily restricted new subscriptions in Gold ETF Fund of Funds (FoFs) from around October 15–16, 2026. The specific transactions covered can vary by scheme. For example, HDFC Mutual Fund’s notice says fresh subscriptions, switch-ins and new systematic registrations in its Gold ETF FoF are restricted from after 3:00 pm on October 15, while existing systematic transactions registered before that date will continue and redemptions remain available. Always check the latest notice for the scheme you are considering. HDFC Mutual Fund addendum , AMFI explanation of ETFs and FoFs The restrictions can be confusing. Does this mean all gold investments are closed? Are exist...

Reliance, Viacom18 and JioStar: Understanding the Media Restructuring and What It Means for Investors

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Written by Raghav Goel, MBA (Marketing & Finance), Financial Planner, Founder – WealthCare Vest Published by WealthCare Vest | Business News & Investor Education Introduction: Why Is Everyone Talking About Reliance's Media Business? Think about how you watch television or enjoy entertainment today. You might watch cricket on a sports channel, catch a television show with your family, or stream a movie on your mobile phone. Behind these everyday activities is a large media and entertainment industry involving television networks, digital platforms, advertising companies, content producers and sports broadcasting rights. One of the significant developments in this industry has been the restructuring of Reliance Industries Limited's media business and the combination of entertainment operations associated with Viacom18 and Star India. This development has attracted attention because it brings together well-known entertainment brands and digital platforms under a larger bus...

How to Invest During Market Volatility: Multicap vs Multi-Asset Funds

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Written by Raghav Goel, MBA (Marketing & Finance), Financial Planner, Founder – WealthCare Vest Caring for your wealth, strengthening your investment. Introduction: Should You Change Your Investments When the Market Falls? Imagine checking your mutual fund portfolio on a Monday morning and discovering that its value has fallen by 5% in just a few weeks. News channels are discussing global uncertainty, social media is full of predictions, and someone in your family suggests withdrawing all your money before the market falls further. What would you do? For many investors, market volatility creates confusion. Some stop their Systematic Investment Plans (SIPs), some sell their existing investments, and others start looking for the latest mutual fund that promises better returns. But reacting to every market movement can make investing unnecessarily complicated. The better approach is to understand why your portfolio is falling, whether your investments still match your financial goals,...

Navigating Market Volatility with Smart Investment Choices

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Written by Raghav Goel, MBA (Marketing & Finance), Financial Planner, Founder – WealthCare Vest Market volatility is something every investor experiences sooner or later. One month, your mutual fund portfolio may be showing healthy gains. A few weeks later, the same portfolio may be down because of global events, interest-rate changes, inflation, geopolitical tensions, corporate earnings, or simply a change in investor sentiment. The natural reaction is often: “Should I stop my SIP?” “Should I move everything to a safer investment?” “Should I wait for the market to become normal?” These questions are understandable. But trying to predict every market movement can make investing unnecessarily complicated. Instead of asking, “What will the market do next?” , investors can ask a more useful question: “Is my portfolio diversified enough for my financial goals and risk tolerance?” This is where diversified mutual fund categories such as multicap funds and multi-asset funds can become r...