Property Investment Returns: Is ₹50 Lakh to ₹80 Lakh in 5 Years Really Profitable?
Written by Raghav Goel, MBA (Marketing & Finance), Financial Planner, Founder - WealthCare Vest Introduction: Your Property Value Has Increased, But Have You Actually Created Wealth? For many Indian families, buying a house or a plot is one of the biggest financial decisions of their lives. Some people purchase a flat for rental income, others buy land for future appreciation, and many invest in a second property because they believe real estate is one of the safest ways to build wealth. There is a common conversation that happens in almost every family. Someone says, "I purchased this property for ₹50 lakh five years ago. Today, its value is ₹80 lakh!" Everyone immediately calculates the difference. ₹80 lakh minus ₹50 lakh = ₹30 lakh profit. It sounds like a successful investment. But there is one important question that most property owners forget to ask: What is the actual annual return on this investment after considering all the costs? An increase in property value d...